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Motorcycle Insurance

   

Choosing the right motorcycle insurance policy is much like choosing the right motorcycle.  You want it to fit your needs and lifestyle, but at the same time be within your budget.  Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. 

Liability Insurance Coverage

Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident. It doesn't cover you or your motorcycle. Find out if your coverage includes Guest Passenger Liability, which provides protection in the event that a passenger is injured on the motorcycle. Whether or not this is included depends on the laws of your state and the company issuing the policy.
    

Collision Insurance Coverage

Collision insurance covers damage to your motorcycle if you are involved in an accident. Your insurance company pays for damages, minus your deductible, caused when you collide with another vehicle or object. Collision insurance usually covers the book value of the motorcycle before the loss occurred.
    

Comprehensive Insurance Coverage

Comprehensive coverage pays for damages caused by an event other than a collision, such as fire, theft or vandalism. However, just like collision coverage, your insurance company will pay for damages, minus your deductible, and will cover only the book value of the motorcycle.

Keep in mind most comprehensive and collision coverages will only cover the factory standard parts on your motorcycle. If you decide to add on any optional accessories such as chrome parts, a custom paint job, trailers or sidecars, you should look into obtaining additional or optional equipment coverage.
    

Uninsured/underinsured Motorist Insurance Coverage

Uninsured/underinsured Motorist Coverage covers damages to you and your property caused by another driver who either doesn't have insurance (uninsured) or doesn't have adequate insurance (underinsured) to cover your damages.

This coverage typically pays for medical treatment, lost wages and other damages. If your uninsured/underinsured motorist coverage includes property damage, then your motorcycle would also be covered under the same circumstances. Check with your insurance professional to see if property damage is included or needs to be purchased separately.
    

Tips for the cost-conscious rider

Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course.

 


Choose TriStar Insurance Services as your "Agency of Choice".  We will discuss your motorcycle insurance coverage to find the best motorcycle insurance product and price to fit your needs.  Take a look at our "Motorcycle Wall of Fame" (located on the home page) and you can see that we have some very nice motorcycles insured with our agency.  Our motorcycle insurance customers have chosen TriStar Insurance Services as ther "Agency of Choice".



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Testimonials

If you ever feel that insurance companies give you a run around or consider you just a number, and you feel that people on the other end does not seem to understand what you are really wanting, I have the right insurance company for you. That is Rodney Stewart with Tri-Star Insurance Services, LLC. Him and his staff is top notch. It does not matter how crazy you think the question is or how many times you have questions to ask, Rodney Stewart and his staff are the people that you need. They have a great motto, and that is "We Serve You". So when you get tired enough and want an insurance company that you can trust contact Rodney Stewart at Tri-Star Insurance Services. You will never go wrong. Thanks a bunch Rodney!!!! • • •
Tammy Jarman Clinton NC
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Locations


1806 W Cumberland St
Dunn NC 28334
Phone: 910-891-7081
Fax: 910-891-7083


Tristar Insurance Services

Tristar Insurance Services