At Tristar Insurance Services we represent some of the best insurance companies in the business. And when it comes to Motorcycle Insurance, Foremost Insurance ranks at the top!
Below you’ll see why we recommend Foremost for our motorcycle clients.
Liability motorcycle insurance from Foremost meets all of the same liability requirements that an auto insurance policy would be obligated to meet.
Often times the liability limits for motorcycle insurance policies and auto insurance policies are the same. As is usually the case however, most competent auto insurance agents will always encourage you to purchase more motorcycleliability insurance than is necessary to comply with the law.
This is because any costs incurred by another driver as a result of your bad driving (should those costs be due to treatment and care of bodily injuries or repair or replacement of property or vehicles) is admissible in court as compensatory damages. In other words a cheap-o liability policy is not likely to cover all of the damages you are legally obligated to pay if they are greater than about $50,000 dollars (and any invasive surgery or full vehicle replacement will very quickly approach and exceed that mark).
Get strong liability motorcycle insurance with Foremost, and never worry about money during an accident again.
This coverage protects your baby from the world around it. There are several types of primary collisions against which this portion of your motorcycle insurance policy will protect and they are as follows:
Lane Departures: these types of collisions occur when a vehicle leaves the marked lane in which it is travelling and causes or incurs some damage. lane departure crashes can involve another vehicle, a roadside object, or simply the earth in the case of roll-over accidents. head-on collisions and structural damage are some of the more serious consequences of lane-departure accidents.
Junction Crashes: These are collisions that occur at either an intersection or junction. They usually involve two vehicles and are minor in nature. Sometimes however- as is the case when people run red lights- these can be very serious accidents. junction crashes can be things like fender benders, short stops, and side-swipes during lane changes.
Pedestrian & Cyclists: These types of accidents are the most fear inducing. Striking a pedestrian or a person on a bicycle with a motorized vehicle can very easily cause death or serious injuries to the person. Of course you may also incur significant damage to your vehicle (especially riding something less substantial like a motorcycle). This type of coverage will protect your motorcycle from damages due to an accident with a pedestrian, but you better hope you’ve also purchased enough liability insurance to cover their injuries.
Animal Strikes: Striking an animal is one of the most deadly things that can happen to the driver or passenger of a vehicle. This is even more true for motorcyclists. If you hit a deer going more than about 15 mph odds are you’ll fare better than the deer will- but your motorcycle is very likely to sustain a serious amount of property damage.
Specialized Motorcycle Insurance
Optional Equipment Coverage.
$3,500 covers your optional equipment and is included with comprehensive coverage. (You can also increase your limits on Optional Equipment Coverage up to $15,000, which is great for custom painting, chroming, sidecars and other great additions to your ride that were not originally provided by the manufacturer.)
Safety Apparel Coverage.
This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
Always Ride Safely
Replacement Cost Total Loss Settlement.
We provide Replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This applies when you purchase a new motorcycle from an authorized dealer and insures it with us within 30 days. This coverage does not apply to custom or classic motorcycles.
If there’s a beautiful sunny day, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your motorcycle even in the “off-season.”
Towing And Roadside Assistance With Trip Interruption Coverage.
We have experts that know how to take care of and tow your bike.
Liability Only Coverage.
This broad coverage is meant for accidents involving your motorcycle (the coverage is for third-party injuries and property damage). The “only” option allows you to make the decision if the liability coverage is all you want. You decide.
You can choose the limits that you want on your liability.
Regardless of who is at fault, this covers your motorcycle in the event of damage caused by collision with other vehicles and trees or utility poles.
Other Than Collision Coverage.
Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
Provides coverage for a specifically designed trailer to transport your motorcycle (valued up to $7,500).
Uninsured/Underinsured Motorist Coverage.
Coverage that protects you financially if you’re in a